My Solicitor in Midhurst has never been on on the Aldermore Conveyancing Panel. Can I still retain my prefered solicitor even though they are excluded from the Aldermore approved list?
Your options are as follows:
- Carry on with your preferred Midhurst lawyers but Aldermore will need to retain a conveyancer on their list of acceptable firms. This will result in additional overall conveyancing fees and cause frustration.
- Choose an alternative solicitor to to deal with the conveyancing, not forgetting to check they are on the Aldermore panel
Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Midhurst. Do I pick up the keys to the property on the completion date from my conveyancer? If so, I will find a local conveyancing solicitor in Midhurst?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the owner’s lawyers, and once they have received this, you will be called to pick up the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.
I am the single beneficiary of my late grandmother’s will and I have everything in my name now, including the my former home in Midhurst. Conveyancing formalities meant that the Land Registry date was in September. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my proprietorship may be considered the same way as though I had purchased the house in September. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How practical a view banks take of it, depend on the lender as this clause is primarily there to capture the purchase and immediately sell or the quick reselling of properties.
It is not clear whether my mortgage offer requires a lease extension. I have telephoned my Midhurst building society branch on various occasions and was told it does not impact the mortgage offer and they will lend. My Midhurst conveyancing solicitor - who is on the lender conveyancing panel- called and was told they would not lend in accordance with their specific requirements. I have no idea who is right.
The conveyancing practitioner must comply with the CML Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I have been on the look out for a flat up to £195,000 and found one close by in Midhurst I like with open areas and railway links in the vicinity, however it's only got 52 years on the lease. I can't really find anything else in Midhurst suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a mortgage the shortness of the lease will be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of twenty four months you may request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
What does commercial conveyancing in Midhurst cover?
Midhurst conveyancing for business premises incorporates a wide array of services, supplied by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
I have recently realised that I have 72 years left on my flat in Midhurst. I am keen to get lease extension but my freeholder is missing. What should I do?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. However, you will be required to prove that you or your lawyers have used your best endeavours to track down the lessor. In some cases an enquiry agent should be useful to conduct investigations and prepare a report to be accepted by the court as evidence that the landlord can not be located. It is advisable to get professional help from a property lawyer both on proving the landlord’s disappearance and the vesting order request to the County Court covering Midhurst.
Midhurst Leasehold Conveyancing - A selection of Questions you should ask before Purchasing
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How long is the Lease? How much is the service charge and ground rent on the flat? Its a good idea to find out as much as you can regarding the managing agents as they can either make life much easier or a lot more difficult. As the owner of a leasehold property you will be at the mercy of the managing agents from a financial perspective and when it comes to day to day issues such as the upkeep of the common parts. Ask other people what they think of their service. In conclusion, find out the dates that the maintenance charges are due to the managing agents and specifically what it includes.
My wife and I yesterday found out that one of the directors of the law firm handling the purchase conveyancing in Midhurst is a relative of the vendor. Is this allowed?
As long as there is no conflict of interest this should be fine. If you are requiring a mortgage then the lender may have a say as many lenders have specific requirements concerning this. For example for RBS - Virgin One as of 12/10/2026, the requirements read as follows :