The Hackbridge conveyancing firm handling our Hackbridge conveyancing has identified an inconsistency when comparing the surveyor’s assumptions in the home valuation report and what is revealed within the title deeds. My solicitor informs me that he must check that the lender is happy with this discrepancy and is content to go ahead. Is my lawyer’s approach legitimate?
Your lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Is there a reason why leasehold purchase conveyancing in Hackbridge costs more?
Hackbridge leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
I have 71 years remaining on my lease and need a lease extension for my flat in Hackbridge. Conveyancing solicitors on the The Mortgage Works panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/7/2026 the requirements read as follows :
I am purchasing a new build house in Hackbridge with the aid of help to buy. The builders would not reduce the price so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not to tell my conveyancer about the deal as it could affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Hackbridge prior to appointing lawyers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies will not give a loan on such a house.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hackbridge. Conveyancing will be smoother if you use a solicitor in Hackbridge especially if they regularly deal with such properties in Hackbridge.
We are a fortnight into a freehold purchase having been referred to conveyancers by the estate agent to execute conveyancing in Hackbridge. I am am very dissatisfied with the level of service. Could you you assist me in finding new lawyers?
A solicitor would need to be very bad in order to consider changing them. Has your loan offer been issued? If so you will need to inform them of the replacement lawyer and ensure the mortgage documents are re-sent. The conveyancer needs to be on the mortgage company approved list to avoid added fees and delays. That should be your starting point. Our search tool should help you find a bank approved solicitor for your conveyancing in Hackbridge