My mortgage company has recommended solicitors on their panel based in Addington but I would rather use a conveyancing lawyer in Addington or nearer to where I live. Can you help?
Not all Addington conveyancing practitioners are listed all lender’s conveyancing panel. Please make the most of the above find an approved solicitor tool to find a Addington conveyancing firm on the on the bank panel.
Various web forums that I have come across warn that are the main cause of stalling in Addington house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of slowing down conveyancing in Addington.
Me and my brother have a renovated Georgian house in Addington. Conveyancing solicitor represented me and Yorkshire Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the exact same property. Is it worth asking Yorkshire Building Society to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Addington and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing lawyer who conducted the work.
Due to the input of my in-laws I had a survey completed on a house in Addington ahead of appointing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some lenders tend refuse to give a mortgage on this type of premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Addington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Addington to see if the conveyancing costs will increase in light of this.
I am thinking of appointing a conveyancing solicitor in Addington for my house move. Can I see a firm’s complaints history with the legal regulator?
Members of the public can see published Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The SRA may recorded call for training reasons.
My partner and I are purchasing a first floor flat in Addington. When we first instructed conveyancer, they said that they were on all mainstream mortgage company panels. The mortgage broker contacted us yesterday to say that they are not on the Leeds Building Society approved list. Should that be true, what should we do? Should we just find a different lawyer that is on their approved list or should we pay for dual representation, with Leeds Building Society appointing their own preferred property lawyer.
When buying a property with mortgage finance it is standard for the purchaser’s solicitors to also represent the mortgage company. In order to act for a bank or building society a lawyer has to be on that lender's list of approved lawyers. An application has to be made by the solicitor to the lender to become a member of the lender's panel and there are increasingly strict conditions which the conveyancing practitioner has to meet. Some lenders now require their panel firms to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should call Leeds Building Society and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on Leeds Building Society's conveyancing panel and you may continue to use your own Addington solicitors, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.