I have 7378 less than 75 years remaining on my lease and need a lease extension for my flat in Belmont. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/7/2026 the requirements read as follows :
I am aiming to move house in October. Does my conveyancing solicitor call the removal company on the day of completion. As an aside, can you put forward a removal company in Belmont. Conveyancing firm was organised before I stumbled across this website.
On the day of completion you will need to pick up the house keys from the property agent however this should only take place when the vendors solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be collected. You can inform the removal company that you are ready to move in. We do not recommend a specific removal organisation but can help you locate a residential property solicitor in Belmont or a lawyer that specialises in conveyancing in Belmont.
It is unclear whether my bank requires a lease extension. I have called my Belmont bank branch on various occasions and was told it does not affect the mortgage offer and they will lend. My Belmont conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
As long as the conveyancing practitioner is on the bank approved list, they must comply with the Council of Mortgage Lenders’ Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I recently had an offer accepted on a house in Belmont. My mortgage broker pressured me to appoint their conveyancer. I paid an upfront payment of £150. A few days later, the lawyer contacted me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Me and my brother have a renovated Victorian house in Belmont. Conveyancing practitioner acted for me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Belmont and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing solicitor who completed the work.
Just had an offer accepted on a new build apartment in Belmont. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Belmont
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Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I am looking for a leasehold apartment up to £235,500 and found one close by in Belmont I like with open areas and station nearby, however it's only got 51 years unexpired on the lease. There is not much else in Belmont suitable, so just wondered if I would be making a grave error buying a short lease?
Should you require a mortgage the shortness of the lease will be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
How does one as executor remove a deceased person's name from the title deeds for a house in Belmont?
If a Belmont property is co-owned and one of the owners dies, their name will not immediately be removed from the Land Registry title. It is not necessary to remove their name as in the event of a disposal you would simply be required to evidence why the co owner is missing from the transfer, such as the probate documents.
With a view to making the sale conveyancing more straight forward for the sale of the property you may arrange to have the deceased party erased from the title by submitting an application to the land registry with proof of the death. There is no charge from the Registry for this service.