I am buying an apartment in Temple Fortune. My lawyer has never been on on the mortgage company approved list. Is it possible for me to continue with my Temple Fortune conveyancing solicitor notwithstanding that they are excluded from the bank approved list?
Your options include
- Carry on with your preferred Temple Fortune lawyer but your mortgage company will need to instruct a lawyer from their approved list. The net result is additional fees together with likely frustration.
- Appoint a new solicitor to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Appeal to your conveyancing practitioner to seek to join the lender panel
Can your site be used to find a Conveyancing solicitor in Temple Fortune even if I’m not buying or disposing of a house, for example if I want to buy an office in Temple Fortune with a loan from Barclays Direct?
The service is predominantly utilised to help choose domestic conveyancing solicitors in Temple Fortune but we have recorded towards the end of this page a selection of Temple Fortune commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they can also act for Barclays Direct
We expect to receive a AIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Temple Fortune solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?
You will need to appoint Temple Fortune solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
I'm spending time viewing apartments in Temple Fortune and I am about to put in an offer. Is it best to have my lawyer on ‘stand by’? I will be getting a home loan with Lloyds.
It would be sensible to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are getting a mortgage with Lloyds, ask your prospective lawyers if they are on the Lloyds conveyancing panel otherwise they can't do the mortgage legal work.
UBS have agreed my mortgage in principle, my offer on a property in Temple Fortune has been accepted, what happens next?
Your estate agent will need to be informed of your property lawyer's details (make sure the lawyers are on the bank’s panel). Contact UBS or your financial adviser and finish off any relevant documentation. UBS will instruct a valuer who will get in touch with the selling agent or seller to schedule a slot for the valuation to happen. Once carried out (assuming no problems) it takes about a week to receive the mortgage offer. UBS will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Temple Fortune.
Me and my brother purchased a 4 bedroom Edwardian property in Temple Fortune. Conveyancing lawyer acted for me and TSB. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Temple Fortune and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing practitioner who conducted the purchase.
I was pointed in your direction by a number of estate agents in Temple Fortune to locate a solicitor on your site. Is there a financial incentive for Estate Agents to promote your services ahead of alternative conveyancing organisations?
We don’t offer any referral fee for sending work our way. We found it would be just too difficult a fee because members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
I am using a search engine for the words conveyancing in Temple Fortune it brings up numerous property lawyersin the vicinity. How do I determine which is the suitable conveyancer for my move?
The preferential way of seeking the right conveyancer is through a trusted recommendation, so seek the counsel of colleagues and relatives who have bought a property in Temple Fortune or a respected estate agent or financial adviser. Costs for conveyancing in Temple Fortune vary, so it's a good idea to secure a minimum of four estimates from varying types of conveyancers. Make sure that you clarify what costs in the quote includes.