My fiance and I intend to remortgage our maisonette in Arkley with Clydesdale. We have a son approaching twenty who lives at home. Our solicitor requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is repossessed. I have two questions (1) Is this document specific to the Clydesdale conveyancing panel as he did not need to sign this form when we purchased 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Clydesdale. This is solely used to protect Clydesdale if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Clydesdale had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Completed the sale of my flat in Arkley last November yet the purchaser is calling every few hours complaining that his solicitor needs to hear from mysolicitor. What should my lawyer have done now that I have sold?
After completion of your sale your lawyer is duty bound to deliver the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor should also send confirmation that the legal charge in favour of the lender has been redeemed to the purchasers conveyancers. There is unlikely to be post completion steps unique to conveyancing in Arkley.
I am considering applying for a Nottingham mortgage for purchase of a newly converted (under development) in Arkley with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Nottingham ?
There is nothing to stop you using your solicitor, but Nottingham will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Arkley is the location of the property. Can you shed any light on this issue?
Flying freeholds in Arkley are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Arkley you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Arkley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have been sourcing a conveyancing lawyer in Arkley for my house move. Is it possible to check a firm’s complaints history with the legal regulator?
Anyone can see presented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor call for training purposes.
Are you able to shed any light on the extent of conveyancing offered by Arkley conveyancing practices?
For the most part Arkley conveyancing practices manage to handle various assistance to domestic and agricultural land proprietors, vendors, buyers, landlords and tenants such as:
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Domestic sale conveyancing in Arkley or nationwide
Residential purchase conveyancing in Arkley and also around the country
Drafting in relation to rights of drainage, services, and access (Easements) Shared or joint ownership Agreements Auction disposal and purchase conveyancing in Arkley or across England and Wales Key worker schemes