We are planning to acquire a flat and need a conveyancing solicitor in Roehampton who is on the Virgin Money conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Roehampton.
My husband and I are purchasing a newbuild flat in Roehampton with a homeloan from Aldermore.We have a Roehampton conveyancing lawyer but Aldermore informed us he's not listed on their "panel". It seems we are left with little choice but to instruct a Aldermore panel lawyer or keep our local solicitor and fork out for a Aldermore panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that Aldermore use our lawyer?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, a common one being that solicitors needs to be on the Aldermore solicitor panel. in the past, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Aldermore
I have been told by my lawyer that missing deeds insurance is needed on my purchase. What is the level of cover for Roehampton conveyancing?
The right level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Halifax and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
We had selected solicitors based in Roehampton on the Co-operative solicitor panel. They have just billed me an additional charge for handling the Co-operative mortgage. Is this a supplemental conveyancing fee set by Co-operative?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your conveyancer may charge a fee for this. The charge is not set by Co-operative but by your Roehampton conveyancer. Numerous firms on the Co-operative panel will quote an ‘acting for lender’ fee but plenty of practices include it on their overall fee.
It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Roehampton building society branch on various occasions and was told they are content with the situation and they will lend. My Roehampton conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend in accordance with their published requirements. Who do I believe?
As long as the lawyer is on the mortgage company approved list, she or he must follow the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am 14 days into a freehold purchase having been recommend to conveyancers by the estate agent to handle our conveyancing in Roehampton. I am am very frustrated with the level of service. Could you help me find new solicitors?
A conveyancer would have to be really bad in order to consider diss instructing them. Has the mortgage been issued? In the event that it has you need to advise them of the replacement conveyancer and have the loan are re-sent. Your new conveyancer needs to be on the mortgage company approved list to avoid added charges and complications. That should be your first question of the new solicitors. The find a solicitor tool will assist you in finding a bank approved solicitor for your conveyancing in Roehampton
I've recently bought a leasehold house in Roehampton. Am I liable to pay service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Following months of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Roehampton. Can we issue an application to the Residential Property Tribunal Service?
if there is a absentee landlord or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to arrive at the price payable.
An example of a Freehold Enfranchisement decision for a Roehampton residence is 19 St. Margarets Crescent in August 2010. the tribunal was of the view that the premium to be paid by the leaseholder for the freehold reversion was £51,983.00 This case related to 3 flats. The number of years remaining on the existing lease(s) was 66.25 years.
My wife and I have just become aware that one of the directors of the conveyancing practice acting on the purchase conveyancing in Roehampton is an aunty of the owners that we are purchasing from. Is this allowed?
As long as no conflict arises this is allowable. If you are needing a mortgage then the mortgage company may have a say as many banks have specific instructions on this. For example for Halifax Loans as of 28/8/2026, the requirements read as follows :