Are the BSA planning on creating a searchable register to to identify firms on the Melton Mowbray Building Society conveyancing panel for instance in Oxted?
We are not aware of any plans on the part of the BSA to promote such a register.
My wife and I are close to exchanging contracts on the sale of our house in Oxted and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Oxted conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a web based conveyancing firm as opposed to a conveyancing solicitor in Oxted. Having lived in Oxted for six years we know of no issue. Do we get in touch with our local Authority to obtain clarification need.
It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
It has been three months since my purchase conveyancing in Oxted completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a leasehold apartment up to £305k and identified one close by in Oxted I like with a park and transport links in the vicinity, the downside is that it only has 51 years on the lease. I can't really find anything else in Oxted suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a mortgage that many years will likely be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
My cousin has suggested that I appoint his conveyancing solicitors in Oxted. Do I follow his guidance?
There are no two ways about it the best way to select a conveyancing practitioner is to have feedback from friends or relatives who have used the solicitor that you are considering.
My conveyancers in Oxted have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with the lender. Is it case that being on the bank conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the bank directly.