At long last a loan offer from HSBC for the refinancing of my 3 room apartment is to be issued imminently. Are you able to suggest a low cost conveyancing practitioner in Oxted?
You have come to the wrong place to search for the cheapest conveyancing solicitors in Oxted. Our aim is to provide cost effective conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing companies teasing you with £100 conveyancing in Oxted. Optimistically, in being led by low cost conveyancing, you will earn what you pay for and at worst you will end up invoiced for extras and still not receive the service you were hoping for.
I am the registered owner of a freehold house in Oxted but still pay rent, why is this and what is this?
It is rare for properties in Oxted and has limited impact for conveyancing in Oxted but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Oxted. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/9/2026, the requirements read as follows :
My wife and I are downsizing from our house in Oxted and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A local conveyancer would know that there is no such problem. It does beg the question why the buyers used an online conveyancing firm rather than a conveyancing solicitor in Oxted. We have lived in Oxted for three years we know that this is a non issue. Should we contact our local Authority to get clarification need.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Are there any apps to assist me to search for a Oxted law firm on the Accord Mortgages Ltd conveyancing panel? I drive a motor bike and am happy to travel upto 10kilometers to meet the solicitor.
You can use the facility on this page. Please choose the mortgage company and your location and you will see a number of Oxted conveyancing lawyers locally. We have detailed some Oxted conveyancing firms towards the end of this page and you can contact them to verify if they are on the Accord Mortgages Ltd approved list
My fiance and I may need to let out our Oxted ground floor flat temporarily due to a career opportunity. We used a Oxted conveyancing practice in 2003 but they have since shut and we did not think at the time seek any advice as to whether the lease allows us to sublet. How do we find out?
Even though your previous Oxted conveyancing lawyer is no longer around you can check your lease to see if you are permitted to let out the premises. The accepted inference is that if the lease is silent, subletting is permitted. Quite often there is a prerequisite that you must seek permission via your landlord or other appropriate person in advance of subletting. This means you not allowed to sublet in the absence of first obtaining consent. The consent should not be unreasonably withheld. If the lease prohibits you from subletting the property you will need to ask your landlord if they are willing to waive this restriction.
Leasehold Conveyancing in Oxted - Sample of Questions you should consider before buying
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Who is in charge of the building? How many of the leaseholders are in arrears for their service charge payments? Does this lease have in excess of 85 years left?