We are a couple about to exchange contracts for a semi detached house in Long Hanborough. We have hit a problem. Our mortgage offer with Nottingham Building Society expires on 16/12/2026 but the owners are insisting on a completion date of 18/12/2026. Is it possible to prolong the loan expiry date?
The best person to deal with your concern is your conveyancer who should assess whether they better off negotiating with the mortgage broker, seller’s representatives, selling agents or conceivably all three taking into account what has happend in your house move to date.
Completed the sale of my flat in Long Hanborough last May yet the purchaser is whats apping daily to moan that her conveyancer is waiting to hear from mysolicitor. What should have happened now that I have sold?
After completion of your disposal your solicitor is duty bound to deliver the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. Where appropriate, your solicitor should also evidence that the legal charge in favour of the lender has been discharged to the buyers solicitors. There is unlikely to be post completion procedures specific conveyancing in Long Hanborough.
The deeds to our property are lost. The lawyers who dealt with the conveyancing in Long Hanborough 10 years ago are no longer around. What are my options?
You no longer need to hold title deeds to prove you are the registered proprietor of land or property, as the Land Registry have everything they need in a digital format.
I opted to have a survey carried out on a property in Long Hanborough prior to appointing lawyers. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some banks will refuse to grant a mortgage on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Long Hanborough. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Long Hanborough to see if the conveyancing will be more expensive.
Is it best to use a Long Hanborough conveyancing lawyer who is local to the property I am buying? We have a good friend who can deal with the legal formalities but his firm is located 300kilometers drive away.
The benefit of a high street Long Hanborough conveyancing firm is that you can visit the firm to execute documents, present your ID and pester them if necessary. They will also have local knowledge which is a bonus. However it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and they were content that must outweigh using an unfamiliar Long Hanborough conveyancing lawyer just because they are local.
I'm buying a bungalow in Long Hanborough. I can find my conveyancer's company on the Law Society's list, but I can't locate my lawyer's name as listed on the regulator's website. Is this a big problem?
Not every individual in the practice must be listed by the regulator. Provided there is someone qualified to 'oversee' the work, the actual day-to-day activity can be conducted by unqualified staff.