My wife and I are buying a 1 bedroom flat in Bath with a mortgage. We like our Bath solicitor, however the bank says she’s not on their "panel". It seems we have little choice but to instruct one of the bank panel conveyancing practices or retain our Bath property lawyer as well as pay for one of their panel firms to act for them. We consider that this is unjust; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Bath conveyancing lawyer to apply to be on the conveyancing panel.
In what way does my ID and proof of funds have anything to do with my conveyancing in Bath? Is this really warranted?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the ID of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you are required to sign will no doubt stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the UK Finance Lenders Handbook requirements last updated on 1st December 2014. If you are unwilling to hand over identification documents, your conveyancer would not be able to act for you.
I am buying a property and require a conveyancing solicitor in Bath who is on the Coventry Building Society approved. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Coventry Building Society in certain locations such as Bath. We dont recommend any particular firm.
What does a local search inform me regarding the property we're purchasing in Bath?
Bath conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company such as Onsearch The local search plays a central part in many a Bath conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
I have recentlyfound out that Action Conveyancing have closed. They carried out my conveyancing in Bath for a purchase of a leasehold apartment 18 months ago. How can I be sure that the property is in my name in the name of the previous owner?
The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bath conveyancing specialists.
In what way can the Landlord & Tenant Act 1954 affect my business property in Bath and how can your lawyers assist?
The 1954 Act affords a safeguard to business leaseholders, granting the dueness to make a request to court for a continuation of occupancy when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and help with commercial conveyancing in Bath