I have just been advised by my mortgage broker that my Emersons Green property lawyer is not on the lender Solicitor panel. What can I do to be sure that this is correct?
You need to contact your Emersons Green conveyancer. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
We're in Emersons Green, FTBs purchasing with a mortgage (lender is Skipton , and our solicitor is on the Skipton conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Skipton conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am selling our home in Emersons Green and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Emersons Green conveyancer would know that there is no such problem. For the life of me I don't know why the buyers instructed an online conveyancing practice as opposed to a conveyancing solicitor in Emersons Green. Having lived in Emersons Green for many years we know of no issue. Do we get in touch with our local Authority to get confirmation need.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
It has been 2 months following my purchase conveyancing in Emersons Green completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a property in Emersons Green prior to appointing lawyers. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some lenders will refuse to issue a mortgage on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. If you contact us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Emersons Green. Conveyancing may be slightly more expensive based on your lender's requirements.
I am downsizing from my house. My former solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Emersons Green if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Emersons Green. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.