Perenna Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Perenna offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Perenna and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
What is the situation with contractor mortgages and Perenna? I am a contractor but my OH has a permanent job. Will Perenna take my salary if we make an application in both our names?
I am a finacial contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably with Perenna. Should I contact Perenna directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Perenna.
What criteria does a mortgage lender (for example Perenna) adopt to categorise someone as a contractor or self-employed. For instance does one have to own more than a particular percentage of a company?
I am well aware that the days of self-certification contractor mortgages are a thing of the past. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Perenna
Even though I am a contractor (IT consultant) is it necessary for me to supply at least six months of both business and personal bank statements as part of the vetting process for Perenna.I am not convinced that my broker is correct.
The above information covers to properties in England and Wales.
Find out how to order your redemption statement request from Perenna