Legal & General Home Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Legal & General Home Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Legal & General Home Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am a media contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally with Legal & General Home Finance. Would it be wise to contact Legal & General Home Finance directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Legal & General Home Finance.
Does the UK Finance Lender's Handbook set out the requirements for Legal & General Home Finance when it comes to contractor mortgages or self-employed mortgages.
What criteria does a mortgage lender (for example Legal & General Home Finance) use to categorise a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a company?
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
As a contractor (HR consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Legal & General Home Finance even grant mortgages to contactors ?
The content set out above is in relation to properties in England and Wales.
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