Bank of Ireland Mortgages Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bank of Ireland Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bank of Ireland Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am seeking some mortgage advice. I am currently on a grad scheme, One year into a two contract. However, I'm unlikely to be moved onto a permanent contract until around June time. My query is, will Bank of Ireland Mortgages even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I am an engineering contractor looking to buy a home in London. My next step is to secure a mortgage ideally with Bank of Ireland Mortgages. Should I contact Bank of Ireland Mortgages directly or seek the help of a contractor specialist mortgage broker who focuses on dealing with contractors and Bank of Ireland Mortgages.

Do any sections of the CML Lender's Handbook set out the requirements for Bank of Ireland Mortgages when it comes to contractor mortgages or self-employed mortgages.

As contractor looking for a mortgage with Bank of Ireland Mortgages will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

I have no idea if Bank of Ireland Mortgages are in the business of issuing contractor mortgages but in the event that they do how does a Bank of Ireland Mortgages contractor mortgage differ from a standard home loan?

The content set out above covers to properties in England and Wales.

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