Atom Bank Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Atom Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Atom Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am seeking some mortgage advice. I am currently on a grad scheme, One year into a three year contract. the chances of me being moved onto a permanent contract are slim. So I suppose my query is, will Atom Bank even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
What is current approach to contractor mortgages and Atom Bank? I am a contractor but my husband has a permanent job. Will Atom Bank take my salary if we make a joint application?
Myself and my husband are currently about to apply for a mortgage with Atom Bank. Next month I commence working as a contractor. My husband is full time employed and so does have a six figure income. Is it going to be a case of just getting a non-contractor mortgage with Atom Bank in my husband’s name alone?
How can I make myself more attractive to a lender such as Atom Bank when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
If I inform Atom Bank that I’m contracting, will they charge me a higher rate on my home loan?
The above information is in relation to properties in England and Wales.
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