Allied Irish Bank Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Allied Irish Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Allied Irish Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is current approach to contractor mortgages and Allied Irish Bank? I am a contractor but my OH has a permanent job. Will Allied Irish Bank take my salary if we make a joint application?

I am Oil & Gas contractor looking to buy a home in Nottingham. My next step is to secure a mortgage preferably with Allied Irish Bank. Would it be wise to contact Allied Irish Bank directly or seek the help of a contractor specialist mortgage broker who focuses on dealing with contractors and Allied Irish Bank.

Do any sections of the UK Finance Lender's Handbook set out the requirements for Allied Irish Bank when it comes to contractor mortgages or self-employed mortgages.

I am well aware that the days of self-certification contractor mortgages are long gone. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Allied Irish Bank

As a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Allied Irish Bank even grant mortgages to contactors ?

The content set out above is in relation to properties in England and Wales.

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