Just contacted my conveyancing lawyer in West Harrow who conducted the legals 18 months ago asking for a conveyancing costs illustration based on the same type of house move (a leasehold premises and a freehold property) of similar values with a loan from Bank of Ireland. It looks as though am now being charged double. Am I right to be tempted to shop around for an alternative property lawyer?
The quote is fractionally on the expensive side. Where you are willing to spend time contrasting prices you might shave off some of the expense by say £125. On the other hand, providing that you were happy with the service the firm provided you mightlive to rue choosing an an unknown solicitor. If is important to enquire the conveyancer can represent Bank of Ireland. You can employ our search tool to locate a West Harrow conveyancing firm on the Bank of Ireland approved list of lawyers, which can often include conveyancing solicitors in West Harrow.
We previously selected conveyancers with offices in West Harrow on the Aldermore solicitor panel. They are now charging me a separate charge for the legal aspects of the Aldermore mortgage. Is this an additional conveyancing fee set by Aldermore?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your conveyancer is entitled to levy a fee for this. The charge is not set by Aldermore but by your West Harrow solicitor. Some firms on the Aldermore panel will charge ’dealing with mortgage’ fee and others do not.
We expect to receive a AIP from HSBC this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do HSBC recommend any West Harrow solicitors on the HSBC conveyancing panel, or is it better to go independently?
You will need to appoint West Harrow solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
The formalities of my remortgage has taken place for my property in West Harrow. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Despite weeks of looking the Title Certificate and documents to our house are lost. The solicitors who handled the conveyancing in West Harrow 10 years ago have long since closed. What do I do?
Gone are the days when you need to hold title deeds to establish that you are the registered proprietor of land or property, as the Land Registry hold details of all registered land or property electronically.
I decided to have a survey done on a property in West Harrow in advance of instructing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some banks tend refuse to issue a loan on this type of premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in West Harrow. Conveyancing will be smoother if you use a solicitor in West Harrow especially if they are familiar with such properties in West Harrow.
What tools are available to identify a West Harrow law firm on the Halifax conveyancing panel? I have wheels and am prepared to travel upto 10kilometers to meet the lawyer.
You can use the tool on this page. Please choose the lender and your location and you will see a number of West Harrow conveyancing lawyers located nearest you. We have detailed some West Harrow conveyancing firms at the bottom of this page and you can ring them to see if they are on the Halifax approved list
Should I appoint a West Harrow conveyancing solicitor based in the vicinity that I am purchasing? I have an old university friend who can execute the legal work however they are based 300miles away.
The primary upside of using a high street West Harrow conveyancing practice is that you can drop in to execute paperwork, hand in your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and on the whole were content that should surpass using an unfamiliar West Harrow conveyancing solicitor solely due to them being based in the area.