We are buying our first property. Our lawyer has calledto enquire if we would like to purchase extra conveyancing searches. We are really unsure what's recommended for conveyancing in Montgomery
The type of Montgomery conveyancing searches depends primarily on the premises, the location, the possibility of any of these risks, your familiarity of the area and risks, your general appetite to risk. What matters is that you adequately comprehend what information each search could provide. You may then decide if you consider that you need that search. If in doubt, ask your conveyancer to guide you.
We are getting a further advance on our mortgage from RBS as we intend to carry out alterations to our property in Montgomery. Are we obliged to appoint a local Montgomery solicitor on the RBS conveyancing panel to handle the paperwork?
RBS would not normally appoint firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS list.
Having read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Montgomery solicitor - who is on the TSB conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Montgomery postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Montgomery.
My offer on a semi in Montgomery has been agreed to, the vendors do nevertheless have a tied purchase. The sellers have placed an offer on on an apartment, but it’s not yet tied up, and have viewings of other apartments in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Montgomery. What do I do now? At what stage should I apply for the mortgage with RBS?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is approx one thousand pounds, then valuation, Montgomery conveyancing search fees, etc). The first thing to do is ensure that your conveyancing practitioner is on the RBS conveyancing panel. As to the next steps this very much depends on the uniqueness of your transaction, desire for the property and on the state of the market. In a rising market some purchasers would apply for the mortgage with RBS and pay for the valuation and only if it was satisfactory would they request their property lawyer to move forward with searches.
Due to the advice of my in-laws I had a survey completed on a property in Montgomery ahead of instructing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders tend not give a mortgage on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Montgomery. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Montgomery to see if the conveyancing costs will increase in light of this.
I'm remortgaging my primary home to a BTL loan with Aldermore and intend to use the remaining equity towards further property. The location we are interested in is Montgomery. Will your conveyancers be able to act for both sets of banks and link together the two deals?
Do use our comparison tool on this site to check that the lawyers are on the relevant lender panels. Having checked that they are your lawyer will be able to simultaneously deal with the two transactions but you should talk with you lawyer and make clear your expectations and requirements.
I am thinking of appointing a conveyancing practitioner in Montgomery for my home move. Is it possible to see a firm’s record with the profession’s regulator?
Anyone may search for documented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training purposes.
My partner and I recently discovered that one of the partners of the conveyancing practice handling the purchase conveyancing in Montgomery is a relative of the seller. Is this allowed?
Provided there is no conflict of interest this should be fine. If you are needing mortgage finance then the mortgage company may have a say as many mortgage companies have specific requirements concerning this. For example for HSBC as of 23/8/2026, the requirements read as follows :