I have given 2 months notice to my existing landlord and have to leave my let out flat in Leeswood by the end of next month. Conveyancing on my purchase is underway. Is it possible to complete in 5 weeks as don't want to have to move into temporary accommodation?
The normal practice is not to provide notice for your letting unless you have exchanged. Assuming that you have not previously done so, speak to your solicitor and request that they chase the other side, try to a target completion date that everyone will work towards
Why do I have to pay up front for my conveyancing in Leeswood?
Where you are retaining lawyers for conveyancing in Leeswood your solicitor will request that you put them with monies to cover the the cost of the conveyancing searches. Ordinarily this is needed to cover the fees of the Local Authority Search. If any down payment is payable against the total price then this should be needed shortly in advance of exchange of contracts. Any further balance that is due should be transferred a few days prior to the completion date.
The mortgage over my property is with Virgin Money for my property in Leeswood. Conveyancing was finalised some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Your original mortgage agreement with Virgin Money will provide that you need their approval before letting out your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. It should not be necessary to do this via a Virgin Money conveyancing panel lawyer.
The formalities of my purchase has taken place for my property in Leeswood. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I recently had an offer agreed on an apartment in Leeswood. My financial adviser recommended their conveyancers. I paid an on account payment of £225. A couple of days later, the conveyancer called me to say that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
The deeds to my property can not be found. The solicitors who did the conveyancing in Leeswood 4 years ago no longer exist. Will I be able to sell the house?
Assuming the title is registered the details of your proprietorship will be held by HMLR with a Title Number. It is possible to conduct a search at the Land Registry, identify your house and secure up to date copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
Due to the encouragement of my in-laws I had a survey completed on a house in Leeswood prior to retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies will not grant a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Leeswood. Conveyancing will be smoother if you use a solicitor in Leeswood especially if they are familiar with such properties in Leeswood.
I am looking for a conveyancing lawyer in Leeswood for my home move. Is there any facility to review a firm’s complaints history with the legal regulator?
You can read published Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training requirements.