I am expecting a mortgage offer from Santander. I would like to use a Licensed Conveyancer in Hinton St George. Does the Santander Solicitor panel exclude conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am only a couple days away from an exchange on a flat in Hinton St George and my mum and dad have sent the exchange deposit to my conveyancer. I am now advised that as the deposit has been sent from someone other than me my property lawyer needs to disclose this to my lender. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the lender about my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
Your conveyancer is obliged to check with mortgage company to make sure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.
Me and my partner are buying a house in Hinton St George. I might seem paranoid but how we can trust a conveyancer? On completion day we have to send our life savings into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are purchasing a detached bungalow in Hinton St George. Our aim is to convert the garage to an office at the property.Will legal work on the property include checks to ascertain if these works are allowed?
Your property lawyer should check the registered title as conveyancing in Hinton St George can on occasion reveal restrictions in the title documents which restrict categories of alterations or require the consent of a 3rd party. Some works require local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
We were going to get a OIP from TSB this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do TSB recommend any Hinton St George solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Hinton St George solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
My partner and I are downsizing from our house in Hinton St George and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed an online conveyancing firm as opposed to a conveyancing solicitor in Hinton St George. Having lived in Hinton St George for many years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain clarification need.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Hinton St George is where the house is located. Can you offer any opinion?
Flying freeholds in Hinton St George are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hinton St George you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hinton St George may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We are in the process of acquiring a flat in Hinton St George. Could our conveyancer have our purchase price private from the likes of Rightmove. How could this be achieved ?
The Land Registry by statute are obliged to specify price paid data on a register of the title for domestic properties countrywide including premises in Hinton St George. The register of ownership is a public document, so HM Land Registry would be breaking the law excluded specific homes such as your property in Hinton St George.
In essence you can make a request of HMLR to withhold the price paid entry yet the response will be in the negative.