we are a couple who are buying a purpose built flat in Herne Hill with a loan from TSB.We like our Herne Hill conveyancing lawyer but TSB informed us her practice is not listed on their approved list of member firms. We have to appoint a TSB panel lawyer or keep our local solicitor and pay for a TSB panel lawyer to act for them. We feel as though this is unjust; Can we not simply insist that TSB use our lawyer?
No, not really. The mortgage issued to you is subject to its terms and conditions, a common one being that lawyers must be on the TSB conveyancing panel. Until recently, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for TSB
I am helping my niece sell her property in Herne Hill. Does the conveyancing solicitor commission the EPC or should I organise this?
Following the abolition of HIPs, energy performance certificates was kept a compulsory part of selling a property. An EPC must be commissioned before the property is placed on the market. It is not a task that conveyancers ordinarily arrange. Where you are instructing a Herne Hill conveyancing solicitor they may be willing to arrange energy assessments due to their relationships with long established local energy assessors
We are due to move house in September. Does my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in Herne Hill. Conveyancing lawyer was organised prior to coming across this site.
On the day of completion you will need to collect the keys from your selling agent however this should only happen after the previous owners conveyancers confirm to the agent that the monies to complete are in and the keys can be passed over. Subsequently you should inform the removal men that they can start moving you in. As a matter of policy we do not recommend a particular removal company but can help you find a conveyancing in Herne Hill or a lawyer with expertise in conveyancing in Herne Hill.
The mortgage over my property is with Coventry BS for my property in Herne Hill. Conveyancing has been completed some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Coventry BS?
You must advise Coventry BS prior to letting out your property as this is likely to be a breach of Coventry BS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Coventry BS directly. You need not do this via a Coventry BS conveyancing panel firm.
It has been five months since my purchase conveyancing in Herne Hill concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
What does commercial conveyancing in Herne Hill cover?
Non domestic conveyancing in Herne Hill incorporates a broad range of guidance, provided by qualified solicitors, relating to business property. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
I have been sourcing a conveyancing solicitor in Herne Hill for my home move. Is there any facility to check a solicitor's record with the legal regulator?
Members of the public may read documented Solicitor Regulator Association (SRA) decisions stemming from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA could recorded telephone calls for training reasons.
Back In 2001, I bought a leasehold house in Herne Hill. Conveyancing and Bank of Ireland mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1997. The conveyancing practitioner in Herne Hill who previously acted has now retired. Do I pay?
The first thing you should do is make enquiries of the Land Registry to be sure that this person is indeed the new freeholder. You do not need to instruct a Herne Hill conveyancing lawyer to do this as it can be done on-line for £3. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can one make an application to the Leasehold Valuation Tribunal? Can you recommend a Herne Hill conveyancing firm to assist?
Most certainly. We are happy to put you in touch with a Herne Hill conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Herne Hill flat is 66 Southwell Road in March 2012. By Order of Deputy District Judge Stone dated 25 January 2012 a vesting order was made. The determination of the purchase price was referred to the Tribunal who decided that the amount payable for the freehold should be£29,612.00 This case related to 3 flats. The unexpired term was 72.58 years.