We were just about to sign contracts for a garden flat in Dersingham. We have hit a problem. The loan offer with Barnsley Building Society expires on 7/12/2026 but the owners are insisting on a completion date of 9/12/2026. Can one extend the mortgage expiry date?
The person best placed to deal with your concern is your lawyer who will hopefully assess whether he or she is corresponding with the mortgage broker, seller’s solicitors, property agents or possibly all parties given the circumstances your transaction as of today.
As someone unfamiliar with the Dersingham conveyancing process what’s your top tip you can impart for the legal transfer of property in Dersingham
Not many law firms or advisers will tell you this but conveyancing in Dersingham or throughout Norfolk is often a confrontational process. Put another way, when it comes to conveyancing there is lots of opportunity for confrontation between you and others involved in the ownership transfer. E.g., the seller, property agent and even potentially your mortgage company. Appointing a solicitor for your conveyancing in Dersingham an important selection as your conveyancer is your adviser, and is the ONLY party in the transaction whose interest is to act in your best interests and to keep you safe.
We are witnessing a worrying creep in the "blame" culture- someone has to be blamed for the process taking so long. We recommend that you must always trust your solicitor above all other parties when it comes to the legal transfer of property.
It has been four months since my purchase conveyancing in Dersingham completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a flat up to £305k and found one round the corner in Dersingham I like with amenity areas and railway links in the vicinity, however it's only got 52 years unexpired on the lease. I can't really find anything else in Dersingham suitable, so just wondered if I would be making a mistake buying a short lease?
Should you require a mortgage the remaining unexpired lease term will likely be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
In searching the internet for the words conveyancing in Dersingham it shows results of many property lawyersin the area. How do I determine which is the right property lawyer for my move?
The ideal way of choosing a suitable conveyancer is via trusted recommendation, so seek the counsel of colleagues and family who have bought a property in Dersingham or the reputable estate agent or mortgage broker. Costs for conveyancing in Dersingham differ, so it's sensible to obtain a minimum of three estimates from varying types of solicitors. Be sure to secure confirmation that the costs are assured not to rise.
I purchased a flat in Dersingham last 10/7/2025 and to date it is still not recorded with HM Land Registry. It was part of a development site and my conveyancer told me that it may take twelve months to register. I have spoken with HMLR directly and they say that the original application was cancelled due to failure to reply to requisitions. Should I be concerned?
It is your property lawyer that you really need to turn to here in order to satisfy any questions which have arisen as part of the registration formalities for your Dersingham property. Normal Dersingham conveyancing practice includes an undertaking on the part of the previous owner’s solicitor that they will help resolve any requisition raised by HMLR so it may be a case of taking action to enforce that undertaking if necessary.