We were just about to sign contracts for a freehold house in Datchet. We have hit a stumbling block. The loan offer with Alliance & Leicester expires on 14/9/2026 but the owners are putting forward a completion date of 16/9/2026. Is it possible to extend the mortgage expiry date?
The person best placed to address this issue is your conveyancer who should assess whether they should be discussing with the mortgage company, seller’s solicitors, property agents or conceivably all three taking into account the circumstances your conveyancing as of today.
My grandfather passed away 10 months ago and as sole heir and executor I was left the house in Datchet. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this possible?
Given you plan to re-mortgage then Principality will require that you use a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Datchet?
There are many recorded licenced Conveyancers in Datchet and Solicitor partnerships in Datchet offering conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I am buying a 3 bedroom semi in Datchet. We would like to carry out a loft conversion at the property.Will legal investigations on the property include enquiries to determine if these works are permitted?
Your property lawyer should check the deeds as conveyancing in Datchet will on occasion reveal restrictions in the title deeds which prevent certain changes or necessitated the permission of a 3rd party. Certain extensions call for local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.
I had a mortgage agreed in principle with UBS. Datchet conveyancing practitioners are chosen. What is the average time that one could expect to receive a mortgage offer from UBS?
Some lenders take longer than others. Have UBS completed the valuation? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I used Stirling Law a few years ago for my conveyancing in Datchet. Now, I need the files however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Datchet of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My cousin has suggested that I appoint his conveyancers in Datchet. Do I follow his guidance?
No doubt the best way to choose a conveyancing practitioner is to get recommendations from friends or family who have previously instructed the firm that you are considering.
Finally, a loan agreement from a mortgage company for the refinancing of my 3 bedroom apartment is due by the end of next week. Are you able to recommend an efficient remortgage conveyancing practitioner in Datchet ?
This site is not designed to help in pursuit of the cheapest conveyancing in Datchet. Our aim is to provide cost effective conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint companies offering £99 conveyancing in Datchet.In your best case scenario, in opting for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in additional fee and still not receive the service expected.