Me and my wife are acquiring a leasehold flat in Creigiau. My property lawyer is not listed on the bank conveyancing list. Am I still permitted to continue with my Creigiau conveyancing solicitor even though they are not on the lender panel of approved conveyancing solicitors?
You have a number of options available to you here
- Complete the deal with your existing Creigiau conveyancer but your mortgage company will undoubtedly instruct a conveyancer on their approved panel. The net result is additional cost and likely delay.
- Appoint a fresh conveyancing practitioner to conduct the conveyancing, obviously checking they are on the mortgage company conveyancing panel.
- Convince your solicitor to seek to join the lender panel
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Creigiau. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/10/2026, the requirements read as follows :
What will a local search reveal regarding the house my wife and I buying in Creigiau?
Creigiau conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company such as Searches UK The local search is essential in every Creigiau conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
Just had an offer accepted on a new build flat in Creigiau. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Creigiau
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Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
I'm remortgaging my primary house to a buy to let loan with Yorkshire Building Society and I will use the ballance of the raised equity as a down payment on further house. The location we are looking at is Creigiau. Will your lawyers be able to act for both sets of lenders and link together the transactions?
Make use of our search tool on this site to ensure that the conveyancers are on the relevant lender panels. Assuming that they are the solicitor should be able to simultaneously deal with the two deals but you should talk with you conveyancer and specify your expectations and needs.
We have an offer in principle from The Mortgage Works who said that they will lend up to £400k. At what point do I need to appoint a solicitor for conveyancing? Creigiau is where we are .
You can instruct a conveyancing practitioner now so that the conveyancing practitioner can open the ledger so they can commence their ID checks etc. Once you wish them to commence work they will seek a payment on account usually approximately £200. That would normally be once you have the mortgage offer and valuation back, but should you wish to expedite the process you can start the ball rolling quicker albeit risking some expense.