My husband and I are hoping to purchase a 2 bedroom apartment in Clifton Village with a mortgage. We like our Clifton Village solicitor, however the mortgage company says she’s not on their "panel". We have to appoint one of the bank panel firms or continue with our Clifton Village solicitor and pay for one of their panel lawyers to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Clifton Village conveyancing solicitor to apply to be on the conveyancing panel.
We are a couple about to exchange contracts for a leasehold flat in Clifton Village. We encountered a snag. Our mortgage offer with Godiva Mortgages Ltd expires on 15/12/2026 but the sellers are putting forward a completion date of 17/12/2026. Is it possible to prolong the mortgage offer?
The best person to deal with your issue is your conveyancer who is in a position to calculate whether he or she is corresponding with the mortgage company, owner’s representatives, selling agents or possibly all three given what has happend in your house move as of today.
At what point can the exchange of contracts take place for sale conveyancing in Clifton Village and do I need to be at the conveyancers branch?
If you are round the corner to our conveyancing solicitors in Clifton Village you are invited in to sign the paperwork. That being said, the law practices we work with offer countrywide coverage for conveyancing and provide just as diligent and professional a job for you when communicating with you digitally. The executing of the property agreement is not when everything is set in stone. A signed contract is just a prerequisite for the conveyancer to officially exchange at the appropriate time, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Clifton Village)to be in the office available at the end of the phone to exchange contracts.
I am planning to acquire a property and need a conveyancing solicitor in Clifton Village who is on the Virgin Money approved. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Virgin Money in certain locations such as Clifton Village. We dont recommend any particular firm.
How do I locate a Clifton Village law firm on the Platform Home Loans Ltd conveyancing panel? I have a car and am prepared to travel upto 10miles to meet the solicitor.
Feel free to make use of the search on this page. Please select a bank and your location and you will see a number of Clifton Village conveyancing lawyers locally. We have listed some Clifton Village conveyancing firms towards the end of this page and you can ring them to see if they are on the Platform Home Loans Ltd member panel
My husband and I are new on the property ladder - had an offer accepted, but the property agent told us that the owners will only issue a contract if we use their preferred lawyers as they need a ‘quick sale’. We would rather use a family conveyancer accustomed to conveyancing in Clifton Village
It is improbable the vendors are behind this. Should the owner want ‘a quick sale', turning down a serious buyer is is going to put the whole deal at risk. Try to communicate with the vendors directly and make sure they understand (a)you are motivated purchasers (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you are going to use your own,trusted Clifton Village conveyancing lawyers - not the ones that will earn their estate agent a kickback or meet his conveyancing figures demanded by senior management.