Our son is about to exchange on a house that has just been built in Broadstairs with a mortgage from RBS. His lawyer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the RBS conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the RBS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
My lender has recommended a law firm on their panel based in Broadstairs but I would rather use a conveyancing lawyer in Broadstairs or nearer to where I live. Are you able to help?
The minority of Broadstairs conveyancing firms are on all lender’s conveyancing panel. Do make the most of the above search tool to locate a Broadstairs conveyancing conveyancer on the on the mortgage company panel.
I note that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a residence in Broadstairs? or I am told that there is a law dating back centuries that could mean that homeowners residing in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this appropriate for conveyancing in Broadstairs?
Unless a previous purchase of the premises completed after 12 October 2013 you could assume that solicitors conducting conveyancing in Broadstairs to remain recommending a chancel search and or chancel repair liability policy.
How does conveyancing in Broadstairs differ for newly converted properties?
Most buyers of new build or newly converted property in Broadstairs come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is ready to move into. This is because developers in Broadstairs usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Broadstairs or who has acted in the same development.
As co-executor for the will of my father I am disposing of a property in Newport but reside in Broadstairs. My conveyancer (who is 250 miles awayrequires that I sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing solicitor in Broadstairs to witness and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are based in Broadstairs
I require the services of a lender panel solicitor in Broadstairs. Can you assist?
It is not clear why you need a Broadstairs panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Broadstairs are on their panel . If you do find such a firm in Broadstairs not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site