I have given 8 weeks notice to my existing landlord and must vacate my rented apartment in Blackpool by 26/11/2026. Conveyancing for my house purchase is underway. How realistic is it to complete in three weeks as I wish to avoid having to find short term accommodation?
Generally one should not provide notice for your letting unless your lawyer suggests that you should. Assuming that you have not already done so, contact to your lawyer and request that they cajole the owners solicitors, try to get a realistic time scale from them that everyone will aim to achieve
We wanted to use a property lawyer in Blackpool for our home move. Our broker informed us that our mortgage lenders Skipton Building Society won't deal with them. Surely this is unfair competition?
Lenders tend to restrict either the category or the number of conveyancing solicitors on their approved list of lawyers. A common example of such criteria being that a firm must have two or more partners. As well as restricting the type of firm, some have limited the amount of firms they allow to represent them. You should note that Skipton Building Society have no responsibility for the quality of advice provided by any member of Skipton Building Society Conveyancer Panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago even though there are differing views regarding the extent of solicitor involvement in some of that fraud. Data from the Land Registry indicate that hundreds of law firms, including some in or near Blackpool only carry out very few conveyances per annum.
My bid for a property was accepted at auction in Blackpool. Conveyancing is needed. What are my next steps?
Given that you have now to all intents and purposes signed on the dotted line you must instruct a conveyancing solicitor quickly as you are facing a tight a drop dead date to complete the transaction. An auction property will ordinarily have a corresponding auction pack. This will include most,if not all of the paperwork that your lawyer will need. In the case of leasehold premises the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You should give this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that that you have the requisite funding organised to complete on the date specified in the contract.
I happen to be the sole recipient of my late father’s will and I have everything in my name alone, including the my former home in Blackpool. The Blackpool property was put into my name in September. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', meaning my proprietorship could be considered the same way as if I'd bought the house in September. Do I have to wait 6 months to sell?
The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. many mortgage companies would take a practical view as this provision is primarily there to identify subsales or the quick reselling of property.
I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a Blackpool lawyer on the Lloyds panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
Are there restrictive covenants that are commonly picked up as part of conveyancing in Blackpool?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Blackpool. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one near me in Blackpool I like with amenity areas and transport links in the vicinity, the downside is that it only has 52 years unexpired on the lease. I can't really find anything else in Blackpool for this price, so just wondered if I would be making a grave error purchasing a short lease?
If you require a mortgage that many years will be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.
I'm refinancing my current property to a BTL mortgage with Norwich and Peterborough Building Society and I will use the ballance of the raised equity as a deposit on another property. The neighborhood we are interested in is Blackpool. Will your solicitors be able to act for the two banks and tie in the conveyances?
Make use of our comparison tool on this page to check that the solicitors are on the appropriate lender panels. On the basis that they are your solicitor should be able to tie up the two conveyancing matters but you should talk with you conveyancer and specify your desired outcome and needs.