My mortgage broker says he needs my Birkenshaw solicitor’s panel reference for the HSBC conveyancing panel. What is the best way to find this out. I have e-mailed my local Birkenshaw office but they cant find it on their system.
Have you tried contacting your Birkenshaw conveyancing practitioner about this?. They retain a central record lender panel numbers.
The Birkenshaw conveyancing firm handling our Birkenshaw conveyancing has discovered a discrepancy when comparing the surveyor’s assumptions in the home valuation report and what is in the title deeds. My solicitor informs me that he is obliged to check that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s stance right?
Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
My partner and I are selling our home in Birkenshaw and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A high street Birkenshaw conveyancer would know that there is no such problem. It does beg the question why the buyers instructed an online conveyancing outfit rather than a conveyancing solicitor in Birkenshaw. Having lived in Birkenshaw for six years we know that this is a non issue. Do we get in touch with our local Authority to seek clarification that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I have been on the look out for a flat up to £305k and identified one round the corner in Birkenshaw I like with amenity areas and transport links in the vicinity, however it only has 51 years on the lease. I can't really find anything else in Birkenshaw for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a home loan the shortness of the lease will be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.
Given that I will soon spend hundreds of thousands of pounds on a property in Birkenshaw I would like to talk to a conveyancer regarding theconveyancing prior to instructing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer due to be doing your conveyancing in Birkenshaw.There is no ‘factory style conveyancing’ - each client is an important person, not a case number. The practices that we put you in touch with believe that the figure you are provided with for residential conveyancing in Birkenshaw should be the figure that you end up paying.
I need to appoint a conveyancing solicitor for purchase conveyancing in Birkenshaw. I've chance upon a site which looks to be the perfect answer If it is possible to get all this stuff done via web that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?