I am the registered owner of a freehold house in Benfleet but still invoiced for rent, why is this and what is this?
It is rare for properties in Benfleet and has limited impact for conveyancing in Benfleet but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.
My fiance and I intend to purchase a 2 bedroom apartment in Benfleet with a residential mortgage from Platform Home Loans Ltd.We use our Benfleet conveyancing lawyer but Platform Home Loans Ltd informed us she’s not on their "panel". We have to appoint a Platform Home Loans Ltd panel lawyer or keep our high street solicitor and pay for a Platform Home Loans Ltd panel lawyer to act for them. This seems very unfair; Can we not simply insist that Platform Home Loans Ltd use our lawyer?
No, not really. The loan issued to you contains terms and conditions, a common one being that lawyers needs to be on the Platform Home Loans Ltd approved list. Until recently, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Platform Home Loans Ltd
A colleague advised me that where I am buying in Benfleet I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Benfleet conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Benfleet around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning Benfleet.
My wife and I purchased a terraced Victorian house in Benfleet. Conveyancing solicitor represented me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Benfleet and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.
My company is intending to take an assignment of a lease of an office on the high street. Can you recommend conveyancers offering competitive charges for non-domestic conveyancing in Benfleet for less than £2000?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Benfleet, including the disposal and acquisition of businesses as well as simply property. If you are intending to acquire or sell a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right lawyer. Regarding the costs these will vary based on the structure and terms of the proposed transaction. Please provide us with your contact information or phone us so that we can supply you with a fixed commercial conveyancing quote.
I am one month into a leasehold purchase having been recommend to a firm by the local agent to handle our conveyancing in Benfleet. I am am starting to be dissatisfied with the quality of service. Could you help me find new conveyancers?
They would need to be very poor in order to consider changing them. Has your loan offer been generated? In the event that it has you need to inform them of the new lawyer and get the mortgage documents are re-issued. The conveyancer should be on the mortgage company approved list to avoid supplemental expenses and frustration. That should be your first question of the new solicitors. The find a solicitor tool will assist you in finding a lender approved conveyancer for your home move in Benfleet