Finally the sale completed on my house in Axmouth and Branscombe last April yet the purchaser is e-mailing daily to say his lawyer is waiting to hear from mine. What should my lawyer have done following completion?
Following your sale your lawyer should send the transfer deeds and all of the paperwork to the buyer’s lawyers. If applicable, your conveyancer should also evidence that the mortgage has been repaid to the purchasers solicitors. There are no post completion procedures specific conveyancing in Axmouth and Branscombe.
We are close to exchanging contracts on the sale of our house in Axmouth and Branscombe and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Axmouth and Branscombe conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers used an internet conveyancing firm as opposed to a conveyancing solicitor in Axmouth and Branscombe. Having lived in Axmouth and Branscombe for three years we know of no issue. Should we contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Despite weeks of looking the Title Certificate and documents to my house are lost. The conveyancers who dealt with the conveyancing in Axmouth and Branscombe 4 years ago are no longer around. What are my options?
As long as you have a registered title the information relating to your ownership will be held by the Land Registry under a Title Number. It is easy to carry out a search at the Land Registry, locate your property and secure up to date copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be ordered for a small fee.
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I have just appointed agents to market my garden apartment in Axmouth and Branscombe. Conveyancing lawyers have not yet been instructed, however I have just received a yearly service charge invoice – what should I do?
It best that you discharge the invoice as you normally would because all ground rent and service payments should be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Axmouth and Branscombe Leasehold Conveyancing - A selection of Queries Prior to Purchasing
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Please tell me if there are any major works in the planning that could add a premium to the service fees? Where a Axmouth and Branscombe lease has fewer than 80 years it will have adverse implications on the value of the apartment. It is worth checking with your mortgage company that they are happy with the length of the lease. Leases with less than 80 years remaining means that you will almost definitely have to extend the lease at some point and you need to have some idea of how much this would cost. Remember, in most cases you will need to own the property for a couple of years before you are legally able to exercise a lease extension. Best to be warned whether a new roof is being put on or some other significant cost is anticipated to be shared by the leasehold owners and will dramatically increase the the maintenance fees or require a specific payment.
Is there a reason that Axmouth and Branscombe conveyancing charges are higher for leasehold and freehold properties?
Inevitably there is more work necessary in leasehold conveyancing. Axmouth and Branscombe has many leasehold properties. There is more hours involved in the purchase: for example, the lease and leasehold information (including current service charge, ground rent and buildings insurance details) obtained from the freeholder or managing agents. There are strict criteria that the lease must meet in order to be acceptable to a mortgage company. If it does not meet these requirements, the lease must be amended, which can involve additional expense for the seller.