Will my conveyancing lawyers need to check that the building insurance when buying a house in Stockport. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/7/2026, the requirements read as follows :
My wife and I are purchasing a flat in Stockport. It might be a silly question but how we can trust a lawyer? On completion day we will need to deposit funds into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I'm the sole recipient of my late mum's will with all property in now in my sole name, including the my former home in Stockport. Conveyancing formalities meant that the Land Registry date was in June. I plan to dispose of the house. I understand that there is a CML 6 month 'rule', meaning my proprietorship could be regarded the same way as if I'd bought the house in June. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. How practical a view banks take of it, depend on the bank as this requirement chiefly exists to pick up on subsales or the flipping of property.
I am due to exchange contracts on my house. I had a double glazing fitted in August 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Aldermore are being a right pain. The Stockport solicitor who is on the Aldermore conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
We are planning on selling our property in Stockport and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A high street Stockport lawyer would know this is not the case. For the life of me I don't know why the purchasers are using an online conveyancing practice as opposed to a conveyancing solicitor in Stockport. Having lived in Stockport for 4 years we know that this is a non issue. Do we contact our local Authority to seek clarification need.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
How does conveyancing in Stockport differ for new build properties?
Most buyers of new build or newly converted property in Stockport come to us having been asked by the builder to sign contracts and commit to the purchase even before the premises is ready to move into. This is because new home sellers in Stockport tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Stockport or who has acted in the same development.
My husband and I are a couple of weeks into a leasehold purchase having been recommend to solicitors by the local agent to perform conveyancing in Stockport. I am am extremely dissatisfied with the level of service. Can you you assist me in finding new solicitors?
A lawyer would need to be very bad to suggest changing them. Has your mortgage been issued? In the event that it has you will need to make them aware of the replacement lawyer and get the offer are issued to the new lawyers. The solicitor ideally needs to be on the mortgage company approved list to avoid supplemental expenses and frustration. So that should be your first question of the new solicitors. The find a solicitor tool can help you find a lender approved solicitor for your home move in Stockport
Should one remove a deceased person's name from the title deeds for a property in Stockport?
If a Stockport property is jointly owned and one of the proprietors passes away, their name will not immediately be removed from the Land Registry title. You are not required to amend the title as when it comes to a sale your lawyer would simply be required to evidence why the co owner is not included in the transfer, such as the probate documents.
With a view to making the sale conveyancing smoother for the sale of the property you can apply to have the deceased name erased from the title by applying to the land registry with evidence of the death. There is no charge from the Registry for this service.