We see that you have a search directory listing firms on the Virgin Money conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Kings Heath?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kings Heath.
The Kings Heath conveyancing solicitors that just started acting on my purchase in Kings Heath have suddenly closed. They were on acting for me because I had to have a lawyer on the RBS conveyancing panel and my family Kings Heath lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What are my options?
Assuming that you have an Estate Agent in the equation then inform them straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the RBS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to help.
My partner and I are downsizing from our property in Kings Heath and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Kings Heath lawyer would know this is not the case. It does beg the question why the purchasers are using a web based conveyancing outfit rather than a conveyancing solicitor in Kings Heath. We have lived in Kings Heath for 4 years we know of no issue. Do we contact our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
My wife and I own a semi-detached Edwardian house in Kings Heath. Conveyancing solicitor represented me and Britannia. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. Is it worth asking Britannia to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kings Heath and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing lawyer who conducted the purchase.
Is it possible to swap firm as I have to select a firm on the Godiva Mortgages Ltd conveyancing list. I hired a family conveyancing solicitor in Kings Heath five minutes from me but she is not approved by Godiva Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Kings Heath on the Godiva Mortgages Ltd panel. Please note that the law firms that we on the directory do not pay us commission if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Kings Heath. In utilising the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Kings Heath.
Last February I purchased a leasehold house in Kings Heath. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Kings Heath - A selection of Questions you should consider before buying
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Is the freehold owned collectively by the tenants? Be sure to investigate if there are any onerous restrictions in the lease. By way of example some leases prohibit pets being permitted in certain buildings in Kings Heath. If you like the apartmentin Kings Heath but your cat is not allowed to move with you then you will be faced difficult determination. How many of the leaseholders are in arrears for their service charge payments?