My financial adviser says he needs my Hengoed law firm’s panel member for the Santander conveyancing panel. How do I find this out. I have contacted my local Hengoed branch but they have not got back to me yet.
The sensible thing to do is ask for this information from your Hengoed property lawyer . They maintain a central record lender panel numbers.
We are a couple about to exchange contracts for a freehold house in Hengoed. We have hit a problem. Our loan offer with Norwich and Peterborough Building Society runs out on 7/12/2026 but the sellers are putting forward a completion date of 9/12/2026. Can one extend the mortgage offer?
The best person to deal with your issue is your solicitors who is in a position to assess if they better off negotiating with the lender, owner’s solicitors, estate agents or indeed all three based on the circumstances your conveyancing as of today.
Finally the sale completed on my house in Hengoed last November but the buyer keeps SMS messaging me complaining that her solicitor is waiting to hear from mine. What should my lawyer have done now that I have sold?
After completion of your sale your conveyancer is committed to send the transfer deeds and all of the paperwork to the purchaser's lawyers. Depending on the transaction, your solicitor must also send confirmation that the legal charge in favour of the lender has been redeemed to the purchasers conveyancers. There is unlikely to be post completion steps just for conveyancing in Hengoed.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The conveyancers who did the conveyancing in Hengoed 10 years ago no longer exist. What are my options?
These day there are copies made of almost everything, and your conveyancer will be aware precisely where to look for all the relevant paperwork so you can buy or sell your house without any difficulty. Where duplicates can’t be found, your solicitor may be able to put in place insurance or indemnities against possible claims on your premises.
I'm purchasing my first flat in Hengoed with a mortgage from Barclays . The builders refused to move on the price so I negotiated £7000 of extras instead. The property agent suggested that I not inform my lawyer about this deal as it will adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the UK Finance website. UK Finance form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Me and my fiance are soon to complete on the purchase a house in Hengoed but as a consequence of wreckage from the recent storms I have agreed reparation from the current proprietors of £3k in the form of a deduction in the price. This was going to be dealt with as part of the conveyancing process but the lender will not permit this. Should they have been informed?
The lawyer listed on the mortgage company approved list is obliged to advise the mortgage company of any amendments to the sale figure. If you were to refuse your conveyancing practitioner to disclose the price change to your mortgage company then they would have no choice but to discontinue acting for you and the bank.