My partner and I are nearing an exchange on a flat in Allenton and my mum and dad have transferred the exchange deposit to my lawyer. I am now informed that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my lender. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I disclosed to the lender about my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
The lawyer is obliged to clarify with mortgage company to ensure that they are aware that the balance of the purchase price is not from your own funds. The solicitor can only report this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
We note that you have a post code search directory listing law firms on the Coventry BS conveyancing panel. Do firms pay you a referral fee if I appoint them for our conveyancing in Allenton?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Allenton.
I have just over seventy years remaining on my lease and need a lease extension for my apartment in Allenton. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/7/2026 the requirements read as follows :
Just acquired a terraced house in Allenton , What is the estimated time for the Land Registry to register my ownership? My Allenton conveyancing solicitor has been painfully slow, so I want to be certain the land registry aspects are addressed.
There is nothing unique when it comes to conveyancing in Allenton registration formalities. As opposed to being determined by geographic area, timeframes can adjust depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any other parties. As of today roughly three quarters of such applications are fully addressed in less than three weeks but some can be subject to extensive delays. Registration takes place after the buyer has moved in to the property so an expedited registration is not always top priority yet where it is urgent that the the registration takes place urgently then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Allenton differ for new build properties?
Most buyers of new build or newly converted property in Allenton come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is constructed. This is because developers in Allenton typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Allenton or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a house in Allenton ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some lenders tend refuse to give a mortgage on this type of property.
It depends who your proposed lender is. Santander has different requirements from Halifax. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Allenton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Allenton to see if the conveyancing will be more expensive.